Send ₦ to any Nigerian bank account from anywhere in the world, accept business payments, sell event tickets, pay DSTV & electricity — all by typing a message. No app. No POS. No stress.
Lodum
online · CBN verified ✓
Lodum
Alexa Skill · CBN verified ✓
What Lodum can do
Transfer to any Nigerian bank, @Lodum handle, or phone number — from anywhere in the world. Type "send ₦10k to Emeka" — done in 3 seconds.
DSTV, GOtv, PHCN/electricity, water — pay everything from the chat. No more remembering different apps and passwords.
MTN, Airtel, Glo, 9mobile — top up yourself or any number instantly. Works at 2am when every other app is slow.
Type "balance" and see your wallet, savings, and last 5 transactions in one reply. No PIN dialpad. No waiting.
Receive BTC, ETH, and USDT. Check live rates, swap to Naira, manage your crypto — all from the same chat thread.
Set a savings goal, lock it, earn interest. "Save ₦5k weekly for rent" — Lodum auto-deducts every Friday.
Collect payments from customers without a POS. Share your Lodum ID — customers pay by typing a message. Funds settle instantly.
Sell tickets for concerts, parties, conferences directly in chat. Buyers get a QR code ticket instantly. See every sale in real time.
Generate a ₦ payment request in seconds. Share it on Instagram, your website, or WhatsApp status. Anyone can pay — no Lodum account needed.
On Telegram, Lodum isn't just a chatbot — it opens as a native Mini-App with a full visual interface. No switching between apps. Everything in one tap.
Ajo Circles
Create or join rotating savings circles with friends, family, or colleagues. Digital Esusu — automated, trustless, on-time.
Spending Analytics
Visual charts of where your money goes — bills, transfers, airtime, savings. Track trends weekly or monthly.
Virtual USD Cards
Issue a virtual dollar card for Netflix, Amazon, and international payments. Fund it from your Naira wallet at live FX rates.
Scheduled Transfers
Set up recurring payments — daily, weekly, or monthly. Pay rent, repay loans, or send allowances automatically.
Lodum
Mini-App
Enable the Lodum Alexa Skill and your voice becomes your banking app. Works on Echo Dot, Echo Show, Echo Pop, Fire TV Stick — any Alexa-enabled device in your home or office.
How to get started
"Alexa, ask Lodum what's my balance"
Your Lodum balance is ₦142,500. Savings: ₦35,000.
"Alexa, ask Lodum to send ₦5,000 to Emeka"
Sending ₦5,000 to Emeka Obi — say yes to confirm.
"Alexa, ask Lodum to buy ₦500 airtime"
Done! ₦500 MTN airtime added to your number ✓
"Alexa, ask Lodum to pay my DSTV"
DSTV Compact renewed — you're good till next month ✓
How it works
Tap the button below. It opens WhatsApp with Lodum already loaded. No download, no signup form, no waiting.
Share your name and phone number. Verify with BVN in under 60 seconds. No branch. No forms. No queues.
Type what you want: "Send ₦2k to Chidi", "Buy ₦500 airtime", "Pay my DSTV". Lodum understands plain English (and Pidgin).
Lodum
online · CBN verified ✓
Which subscription?
✅ DSTV Premium renewed!
Active until Jun 22, 2026
Built on trust
Lodum is built on the same infrastructure that powers Nigeria's biggest banks — regulated, encrypted, and insured.
Regulated by the Central Bank of Nigeria. We operate under a valid Payment Service Bank licence.
Every instruction you send travels over WhatsApp or Telegram's end-to-end encryption. We never see your messages in plain text.
All funds held in your Lodum wallet are insured by the Nigeria Deposit Insurance Corporation — just like a traditional bank.
Every transfer shows you the recipient name, amount, and fee before it executes. No surprises, no silent debits.