Welcome to LODUM AI Banking
Experience banking wey dey sweet your mind
'Africa's First Smart Banking'
LODUM! Chat & Do
Smart Bank Wey Dey Always Come Through
No app download required. Everything is available through chat. WhatsApp, Telegram — straight to the point. Airtime, data, transfers, bill payments — everything runs with ease. Banking for your lifestyle.
Chat & Do Banking
See how easy it is to bank with LODUM. No app download needed. Just chat and do!
WhatsApp Banking
Telegram Banking
Bank wey dey follow you talk
Chat & Do Banking
Wherever you are, LODUM responds. One chat, and your transaction is complete. Airtime, data, transfers — instantly. No app download required, everything is available through chat. WhatsApp, Telegram — straight to the point, no complications.
Buy airtime
Sure! How much airtime? 500, 1k, or 2k?
2k MTN
✅ Done! Sent ₦2,000 to your number 📱
Buy data
How much data? 500MB, 1GB, or 2GB?
1GB Glo
✅ Done! 1GB sent to your number 📱
Send 5000 to John
💰 Transfer Details Amount: ₦5,000 Recipient: John Doe Confirm?
Yes
✅ Transfer successful! Balance: ₦12,300
Set reminder, savings grow
Smart Banking Features
Set reminders — LODUM will notify you. Schedule transfers — money moves automatically. Wallet sharing, savings — seamlessly integrated. Your money moves, grows, and works for you.
Set reminder for rent payment
Got it! When should I remind you? Example: "25th of every month"
25th every month
✅ Reminder set! I'll hala you on the 25th 📅
Schedule transfer 10k to savings
How often? Daily, weekly, or monthly?
Monthly, 1st of every month
✅ Scheduled! ₦10,000 will drop automatically on the 1st 💰
Show my savings
💰 Savings Balance: ₦45,230 Your savings dey grow! 📈
Everything Dey Run With Ease 👋
All the essentials. Banking for your lifestyle.
Contribution circles & wallet sharing
Social Banking
Contribution circles — everyone contributes. Social banking — we connect every day. Group contributions — everyone participates. Wallet sharing — enable trusted contacts to run transactions. Your money is safe, secure, and protected.
Create contribution circle
What's the circle name and amount per person?
Family savings, 5k each
✅ Circle created! Share the link with members 👥
Share wallet with Sarah
Got it! Sarah can now run transactions. Set limit?
50k limit
✅ Wallet shared! Sarah can spend up to ₦50,000 💳
Pay my share for group contribution
💰 Contribution: ₦5,000 Group: Family Savings Confirm payment?
Yes
✅ Paid! Everybody dey pay, no distraction 🎉